Create a subdirectory /home/wise-web/username/public_html. Default name for your WebPage is index.html.
Following is equivalent:
For security reasons, the contents of your directories are not accessable, if you don't point to the files from your index.html.
If you are absolutely sure, that you want to allow directory listing in one of your directories, then define a file .htaccess in this directory, containing the following:
Options Indexes
To allow symbolic links to files belonging to another user, define in .htaccess
Options FollowSymLinks